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Your accounts here and abroad
Payoneer, Wise, Deel, Global66, Hapi and your Colombian banks, together. Each currency kept apart, never mixed: pesos, dollars, euros and the rest.
Your accounts, verified
Here and abroad, matched to the last peso.
We read every statement, compare it with the bank and tell you what's missing, in pesos, dollars, euros or whatever currency you use.
Free, no credit card · We never sell your data
Tested with real statements from 
Bancolombia 
Nu 
Lulo 
Rappi 
Payoneer 
Hapi
Bancolombia Nu Lulo Rappi Payoneer Hapi app.mikapital.app / year-end-2025
Year-end, 31 December 2025
TRM 31 Dec: 3,757.08 Bancolombia
Savings · COP
$12,480,000
Nu
Account · COP
$8,150,000
CDT Nu
Investment · COP
$20,000,000
Payoneer
Account · USD
USD 18,500
$69,505,980
Hapi
Stocks · USD
USD 12,300
$46,212,084
Total in pesos
$156,348,064
Checking 5 accounts… 3 ready · 1 statement to upload · 1 without evidence
Every peso, with its proof.
Stop building your tax return from screenshots, loose files and spreadsheets. Mi Kapital reads your statements, checks them and shows you what's missing.
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Every statement, matched to the bank
Opening balance plus transactions equals closing balance. If it doesn't add up, we show you the difference and where to look.
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It tells you what's missing
A missing statement or an account without evidence shows up right away, not the week before you file.
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Every currency conversion, documented
When you move money from one currency to another, say from Payoneer to your bank, it records what left and what arrived in each.
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Your investments too
Hapi, CDTs and other investments next to your accounts, so you know what you held on 31 December and on 1 January.
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Built to work with your accountant
Invite them to see your accounts without your private notes. For the 2027 season: your summary at the official TRM and what you hold abroad for Formulario 160.
Free. No fine print.
No credit card and no trial period. Create your account and upload your first statement.
$0 no credit card
Everything Mi Kapital does, at no cost.
- Your Colombian and foreign accounts, together
- Every statement checked against the bank
- A list of the statements and evidence you're missing
- Your tax-return summary, from the 2027 season
- Invite your accountant
By creating your account you accept our privacy policy.
Questions, answered.
Who is Mi Kapital for?
For people living in Colombia who earn or hold money abroad: remote or freelance work paid through Payoneer, Wise or Deel, accounts in other currencies such as Global66, and investments in Hapi or other platforms. And for the accountants who help them.
Does it replace my accountant?
No. Mi Kapital organizes and checks your information; your accountant reviews it, decides and signs. You can invite them to see your accounts without seeing your private notes.
Which banks and platforms can it read?
Statements in PDF, Excel or CSV. We already use it with real statements from Bancolombia, Nu, Lulo, Rappi, Payoneer and Hapi, and you can upload other banks and platforms too. If a statement doesn't add up, Mi Kapital shows you the difference.
What does it mean for a statement to "add up"?
That the opening balance the bank prints, plus the statement's transactions, gives exactly the closing balance the bank prints. If it doesn't, we show you the difference so you can find the transaction that's missing or extra.
What happens to my data?
We don't sell your data or show ads. To read your statements and organize your transactions we use AI and cloud providers that process them on our behalf, some outside Colombia. You can ask us at any time to delete your account and your data. The details are in our privacy policy.
How much does it cost?
Nothing. Mi Kapital is free: no credit card and no trial period.
Is this tax advice?
No. Mi Kapital gives you your information organized and checked so that you and your accountant can decide. It doesn't replace an accountant's advice or DIAN's guidance.
Do you have money outside Colombia?
Reach your next tax return with every account matched, without hunting for statements at the last minute. It's free.
Start freeBy creating your account you accept our privacy policy.